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With 40% down on a car loan is virtually guaranteed my approval?

I am looking to buy a new car in the next 30 days. My credit score is 500 due to the harvesting of fruits and some final payments accounts on my credit card after losing my old work a year or so ago. I do about 2k a month. I paid all outstanding balance on my credit report. I also pay all my credit cards up balance of $ 0. I have $ 15,000 left in a car for $ 35,000, what are my chances of approval? Also, I'm not interested in buying another car with $ 15,000 I have, I want to finance the car of $ 35,000. With all the information listed, do you think is going to adopt me? The loan amount would be 20,000 after my payment, not the full $ 35,000. I do not live paycheck to paycheck like I have a fairly comfortable save, even after the withdrawal of $ 15,000 down payment. And it's rare that I ever need to dive into my savings for monthly expenses. The monthly payment insurance is not a problem.

I would talk the dealer and see if you can get pre-approved. That would be easier to ask about this because every dealer is different. Some have no problem with the "bad" Credit .. and some do go talk to a salesperson.

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