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How is that "instant approval" credit cards are never instant approval?

Is it because it means who are denied? Is there any good credit card is approved me with a not so good credit? I could get today? Hey, I'm in DICKnose work, so I have eight hours a day to ask as many questions as you want. You're the one taking the time to have my questions, it's pathetic

I work as credit card analyst, manually review credit reports to determine whether or not to approve or reject the credit line increases, decreases April, and general credit, and I thought you did a very interesting question that I would like to respond based on not only my career, but experience also personal. The only time that "instant approval" is "instant approval" is when you have a credit-1. Problems credit you have, the lower the probability that "instant approval" will be so instant. There is a lot of factors that are involved with that. Most times when you "pre-selected" or "pre-approved" offers in the mail, the offers are based on a profile of your history Credit may fall under, which is pretty generic, and that in order to obtain formal approval must be sought, and your credit is reviewed in reality. To answer to your question about whether there is a good credit card that approves, honestly, as cards are few and far between, especially with the way the industry has taken a beating (trust me, I see it every day), and the best option for you, by far, would be a secured credit card. These are the cards credit more readily available, mainly due to a security deposit is reuqired in advance to establish a correspondence line of credit. For example, if you deposit $ 300, then its line of credit would be $ 300. With a secured card, using your own money to take the risk, and demonstrate once that are solvent, the deposit is returned at some time later. I hope my answer can help shed some light on your situation …. Thanks for reading

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